You've been
diagnosed with an disabling illness that impacts your ability to work,
play and thrive.
You're
overwhelmed by the prospect of doctors, employment and legal issues,
lawyers / attorneys/ law firms / lawsuits, new expenses, loss of income
and the mountains of paperwork standing between you and your benefits.
You're not
alone. We know what you're facing and we will show you the best way to
navigate these new challenges.
Disabilitykey.com
is a website designed to assist each person in his/her own unique quest
to navigate through the difficult and often conflicting and misleading
information about coping with disabilities.
Carolyn
Magura, is a noted disability/ADA expert, who has
written several e-Books, articles and blogs documenting the process
that allowed her to: continue to work and receive her “full salary”
while on Long Term Disability; and become the first person in her State
to qualify for Social Security Disability the first time, in UNDER
30 DAYS.
Click on the
link below to receive Carolyn 's easy-to-read, easy-to-follow guide
that will help you through this difficult, trying process. If you are
disabled, don't let this disabiling process disable you.
Click Here To Download Now
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to a disability lawyer / disability attorney? Disabled due to
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covered by workers compensation insurance? Try Legal Match to find a
lawyer / law firm to get a disability or employment attorney to
represent your rights in a court of law.
You are in the
middle of learning about your illness/disease, and you are struggling
with how best to communicate with everyone who wants to know what is
going on with you.
If you are
disabled due to an illness and/or disease, you probably know how hard
it is to communicate all about your symptoms within the limited time
you have with your Doctor(s) (usually no longer than 15 minutes per
visit).
Your family
wants to know what’s going on with you, how you will be impacted, and
what they can do to help. You are still working, but having a hard time
with your job. How best to communicate your symptom impairments to your
Employer?
Perhaps you
need to get an attorney / lawyer involved in your case; you have been
struggling with the legal “red tape” for years and cannot get the
Insurance companies, the state and/or the Federal government to help.
How can you communicate years of information to your Attorney?
The
Disabilitykey Workbook contains step-by-step guidelines to assist you
in your legal & medical communications. By following the steps
contained therein, you should be better prepared to:
Maximize your
time in talking to your Doctor(s) about your symptoms, and their
impacts on your daily “activities”.
Better
communicate with family and friends about your symptoms, their impacts
on your daily life, and how best they can help you help yourself.
Better
communicate with your Employer about how your symptoms impact the
functions of your job & the relevant ADA (Americans with
Disabilities Act) issues.
Effectively
document your symptoms and their impact on your Normal Daily Living
(NDL) should you be in the process of applying for Long Term Disability
(LTD) and/or Social Security Disability Insurance (SSDI) / SSI.
Click on the
link below for noted disability expert Carolyn Magura's easy-to-read,
easy-to-follow guide through this difficult, trying process.
Click Here To Download Now
SHORT TERM
DISABILITY (STD) AND LONG TERM DISABLITY (LTD)
You have just
been diagnosed with an illness; you have looked at your company
benefits, and find out that you have short term disability and long
term disability. BUT:
Do you know
what triggers eligibility for short term disability and/or long term
disability (a hint: it is NOT an illness or an injury)? What triggers
STD and LTD eligibility is a loss of pay caused by symptom impairments
from an illness or injury (non work-related)!
Do you know
what is meant by “symptom impairment from an illness or injury? It is
not just saying “I have Multiple Sclerosis”. What is necessary is to
list your symptoms, and to show how those symptoms keep you from doing
the “essential duties” of your job.
Do you know
what the “essential duties of your job” are? They should be outlined in
your Job Description. However, most folks do not have an accurate job
description. Where will you get help in identifying these essential
duties? Do you need to get a lawyer involved?
You read the
information about your short term disability and long term disability
insurance coverage, and you notice the term “elimination period”. What
is this? How does it impact you? It means that, even if you do qualify
for the insurance, you will not be paid for the timeframe called
“elimination period”. What are the legal implication? And, how do you
get paid?
You read on
about long term disability and see that, even if you qualify, you will
receive compensation for only one year (usually) if you are not able to
perform your “own occupation”. After that, you will have to go back to
work unless you can prove that you cannot perform work in “any
occupation”. How can you do this?
Click on the
link below to see Carolyn Magura's, noted disabilty expert, answers to
these questions and many more in an easy-to-read, easy-to-follow
format.
Click Here To Download Now
You have just
been told by your Doctor that you have a disease/illness that will
change your life.
What do you do
now?
Where do you
turn?
How do you
learn more about your illness or disease and how it will impact you?
How do I keep
my family from freaking out?
What about
working?
You have heard
about this law called “ADA”, but what is it, and will it help you. And,
if yes, how?
If you can’t
work, when and how do you tell your boss?
What about
health insurance?
Can you
continue it for yourself and your family if you can’t work? Can you get
a health insurance policy with your disability?
What’s your
timeline?
Click on the
link below to get disability expert Carolyn Magura's answers these
questions and many more in her invaluable e-guide to social security
disabilty benefits.
Click Here To Download Now
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